One of the most fun and fulfilling aspects of owning a home with an outdoor living space is gathering with friends and family for barbecues and get-togethers. That's especially true when the sun is bright and shiny. However, as is often the case, too much of a good thing can turn bad. Trying to enjoy the company of your guests can be interrupted when too much sun is involved. Nobody wants to get sunburned while they're eating a burger or sipping on a tasty beverage.
That's why many property owners consider awning installations for their homes. Whether you're looking to create a shady spot in your backyard or add an aesthetic addition to your house, custom awnings are both sensible and useful.
That's because awnings serve multiple purposes. They can extend your roof, providing additional protection from the weather for your home. They offer shade and shelter against the elements. Patio, freestanding, and other outdoor awnings create additional living space in your yard due to the shelter and shade they provide. They also enhance the overall appearance and value of your home. For instance, products like retractable awnings can be extended out whenever wind or rain threatens to protect your outdoor furniture, windows, and doors.
The issue that many people run into is trying to find a reliable awning company from which to purchase products. Doing business with many modern awning companies is like riding a roller coaster at the most popular amusement park in Riverside, CA. If you're looking for a family-owned, high-quality alternative to the cheap options found on platforms like Amazon, look no further than The Awning Company.
Our Trusted Partners
The Awning Company, with over 20 years of industry experience, has the expertise to ensure your project is completed to the highest standard. As the top choice for Awnings in Orange County and San Diego County, we prioritize superior quality and customer service, backed by our expert staff, who always go the extra mile to guarantee 100% customer satisfaction. To begin, we offer a free, no-obligation consultation and a written quote from a knowledgeable representative, ensuring you get the right awning for your project. Moreover, we exclusively sell American-made products, further emphasizing our commitment to quality.
We offer a wide range of custom awnings for sale, including
Whether you're in the market for a retractable awning for your backyard BBQ area or a fixed awning for your storefront or commercial property, we've got you covered. Whether you're in the local area or traveling on the busiest highway in Riverside, CA to visit our showroom, you can take pride in knowing that you're supporting an American business selling American products.
At The Awning Company, ensuring customer satisfaction is our primary goal. Your project will not be considered finished until you are completely content with both the product and the service provided. To ensure that we offer the most consistently high-quality products currently available in the market, every item we offer undergoes multiple stringent quality control checks before it's dispatched from our factory. With an exceptional warranty policy and top-notch customer service, you can relax and enjoy your purchase from The Awning Company, knowing that it will endure for many sunny years ahead.
We are committed to providing personalized service and attention to detail.
Our extensive experience and expertise make us the trusted choice for homeowners and businesses alike.
Our products are built to last, offering long-term value and protection from the elements.
Visit our factory showroom to explore our vast selection of shades and sun products and receive expert guidance from our knowledgeable staff. Let The Awning Company transform your outdoor space into a stylish and functional oasis.
At The Awning Company, ensuring customer satisfaction is our primary goal. Your project will not be considered finished until you are completely content with both the product and the service provided. To ensure that we offer the most consistently high-quality products currently available in the market, every item we offer undergoes multiple stringent quality control checks before it's dispatched from our factory. With an exceptional warranty policy and top-notch customer service, you can relax and enjoy your purchase from The Awning Company, knowing that it will endure for many sunny years ahead.
We exclusively use Sunbrella fabric and Goretex thread, ensuring durability, fade resistance, and optimal performance.
Our skilled artisans meticulously craft each product to your exact specifications, guaranteeing a perfect fit and finish.
Our experienced team provides professional installation services, ensuring that your shades and sun products are installed correctly and efficiently.
One of the biggest compliments our awning company in Riverside, CA gets is when a past customer refers their friends or family members to our awning business. They trust our staff and believe in our products enough to put their name on the line for us â and that means the world. To earn the trust and referrals of our customers, we only use the finest fabrics from Sunbella and threads from Goretex.
Sunbrella has been a well-known and trusted name in the awning industry for many years, and our standard Sunbrella awning fabrics continue to be a popular choice for any awning application. Sunbrella is not only suitable for fixed, retractable, and window awnings but can also be utilized for various other shade applications such as pergolas, shade sails, and more.
Sunbrella was established with the belief that fabrics should be both aesthetically pleasing and practical. In the 1960s, Sunbrella was confronted with the task of developing an awning canvas with a significantly longer lifespan than cotton. They passed that test with flying colors.
Today, Sunbrella's textiles are created with meticulous attention to design details and engineered with strong performance characteristics that resist fading and deterioration from sunlight and chemical exposure. The fabric is both tactile and durable, possesses top-notch environmental characteristics, is easy to maintain, and provides long-lasting performance wherever you need it.
When you want a 5-star meal in California, you don't go to your local fast-food joint and expect excellence. You go to the most popular fine dining restaurant in Riverside, CA. Likewise, when you need a high-quality awning, you don't choose a company that uses materials that fade or degrade quickly. You choose an awning business that uses Sunbella fabrics.
At The Awning Company, we guarantee that we will use only Sunbrella Awning Fabrics, which is the largest and most recognized outdoor fabric manufacturer in the industry. In fact, we sew Sunbrella labels into each of our awnings, so there's no question in your mind that you're buying a quality product. Sunbrella labels are only issued to companies that use their fabrics 100% of the time. No exceptions. When you see that Sunbella label, you know that your awning will be attractive, convenient, and long-lasting.
Our Sunbrella Awning Fabrics are sewn with Goretex sewing thread, which is three times more durable than the industry standard bonded polyester thread. While bonded polyester loses 60% of its original breaking strength within the first three years, our Goretex thread maintains 100% of its original breaking strength even after 10 years. This means that your awning seams will last as long as your fabric. Goretex thread also maintains its strength after regular exposure to UV sunlight, as its UV resistance is built into the thread and is not a coating or additive that can wear off.
Now that you know a little more about our awning company in Riverside, CA, and what sets us apart from other awning businesses, let's take a look at some of our most popular awnings and sun products.
At The Awning Company, we offer innovative and stylish smart awnings that blend superior craftsmanship and unmatched aesthetics to create the perfect synergy of form and function. It doesn't take a graduate from the biggest university in Riverside, CA, to see that our smart awnings are also convenient and cutting-edge. In fact, our awnings can be controlled using our app, Amazon Alexa, meaning you can prep your outdoor space on your way home from work.
Our smart awnings provide a range of benefits, including
If you're searching for smart awning installations that you can operate remotely, get in touch with The Awning Company today.
Louvered Roof Pergolas and Retractable Patio Covers are stylish, functional, and custom-built to add aesthetic allure to your home. Our personalized Louvered Roof Pergolas and Retractable Patio Covers come with optional sensors, allowing you to effortlessly adjust the roof to respond to rain, wind, or sunlight with a simple touch. Additionally, we can install our Custom Zip Track System on the open sides to fully enclose your outdoor space, providing protection from wind and rain on unfavorable days.
A few of the many advantages of buying a pergola from The Awning Company include
Retractable Awnings are a great way to enhance the aesthetic appeal and extend the usable living space of any outdoor area. Our awnings are available in 4 hardware colors, custom-made to your specifications, and can be operated by hand crank, electric motor, or our Awning Company App. Plus, with smart home integration, you can be on your way back from errands or a game at the most popular sports arena in Riverside, CA, and have your awning ready before you get home. With no vertical posts blocking your view, they offer flexibility and style with over 160 fabric colors to choose from.
Retractable awnings are among the most popular products we sell at The Awning Company. Benefits include
Alumawood® Patio Covers are both stylish and affordable. Whether you want to attach a shaded area to your home or build a freestanding private retreat, an Alumawood® Patio Cover provides the design flexibility to bring your vision to life. Featuring an embossed surface, Alumawood® Patio Covers offer the beauty of a richly textured wood grain finish with minimal maintenance. Unlike wood, they do not crack, peel, warp, or rot. Additionally, they are termite-proof, fire-resistant, and never require painting.
We offer two distinct patio cover lines at our awning company in Riverside, CA, which include:
This patio cover adds sophistication and charm to your home's exterior while reducing sun exposure by 40-60% without blocking breezes.
This patio cover provides maximum protection for you and your family. It's the perfect choice for creating an outdoor living area shielded from the sun, rain, and other elements
Our decorative and fixed awning frames are custom-made with high-quality materials such as steel, galvanized steel, aluminum, and stainless steel. They are treated with a 2-step anti-corrosion and powder-coating process to ensure durability. Our awnings can transform a home's appearance, protect furnishings, reduce energy expenses, and increase usable square footage.
Our line of fixed awnings is great for both residential and commercial uses and includes:
Retractable drop shades are a great way to extend your outdoor living space and protect yourself from the hot California sun. They can be mounted on uneven surfaces and come in different sizes to fit your needs. Plus, our drop shades are made with fabrics that block 90%, 95%, or 97% of heat, light, and harmful UV rays, making your outdoor event more enjoyable and safer.
Our retractable drop shades provide you with many benefits, including:
Custom cabanas can greatly enhance the appearance of any pool area, backyard, or roof deck. Whether you need relief from the sun's harsh UV rays or shade while dining in your yard, The Awning Company can custom manufacture a cabana to fit your lifestyle for many years to come. Our cabanas aren't like the flimsy options found at local DIY or bulk-buy stores. Each cabana is made to your exact specifications, not mass-produced. You can be sure that our cabanas are built to last.
Our cabanas offer many advantages, including
Much like joining the Chamber of Commerce in Riverside, CA, commercial awnings are a great investment for your business. Awnings and entrance canopies for commercial use are excellent ways to catch the attention of potential customers, advertise your storefront, and provide an outdoor space for guests during hot, sunny days or bad weather. The Awning Company offers custom designs to fit almost any space and a wide selection of colors to choose from, ensuring satisfaction even in the most demanding situations. We also have our own in-house custom graphics department, so displaying your business logo and branding is easy and stress-free.
Our dedicated and highly skilled professionals design and custom manufacture all our commercial awnings and entrance canopy frames. In fact, our frames are crafted at our advanced welding facility right here in Orange County, California. They're available in steel, galvanized steel, stainless steel, or aluminum. All joints are cut and mitered for strength, fully welded (not spot welded or tack welded), and then ground smooth.
Our frames have no open ends and undergo a 2-step anti-corrosion and powder-coating process, meaning we never use spray paint for our fixed awning frames. Our frames are the strongest and most anti-corrosive in the industry, a claim we can prove.
The Awning Company is a leading provider of custom-made shades and sun products, renowned for our exceptional quality and craftsmanship. With Southern California's largest factory showroom, we offer a wide range of options to meet your unique needs. Whether you own a business near the most popular state park in Riverside, CA, or own a home in the Hills, our high-quality awnings will exceed your expectations.
Regardless of the awning solution you're interested in, our knowledgeable staff will work with you one-on-one to understand your vision and bring your dream to life. It all starts with a free consultation, where we'll learn more about your project and provide recommendations based on your feedback.
When you visit our showroom, you'll have the chance to see our sun products up close, making it easier to determine which awning best complements your decor and architecture. Because your project is unique, we'll provide you with a custom-written quote to help you make a final, informed decision. When it's time for your awning installation, we'll arrive on time and ready to work hard for you. Contact The Awning Company today to learn more about our selection of awnings and sunshades and to schedule your initial consultation.
Jurupa Valley fire crews battled a brush fire in the Santa Ana River bottom Tuesday evening after having extinguished a blaze in a similar location last week.The Clay fire was reported at 2 acres at 5 p.m. Tuesday and grew to 38 acres by 7 p.m., according to the California Department of Forestry and Fire Protection and the Riverside County Fire Department.A total of 165 personnel from multiple agencies and a firefighting helicopter responded to the blaze and were able to halt its forward progress around 9 p.m., according to Cal...
Jurupa Valley fire crews battled a brush fire in the Santa Ana River bottom Tuesday evening after having extinguished a blaze in a similar location last week.
The Clay fire was reported at 2 acres at 5 p.m. Tuesday and grew to 38 acres by 7 p.m., according to the California Department of Forestry and Fire Protection and the Riverside County Fire Department.
A total of 165 personnel from multiple agencies and a firefighting helicopter responded to the blaze and were able to halt its forward progress around 9 p.m., according to Cal Fire and Riverside fire officials. The fire was 45% contained as of Wednesday morning.
“Air resources have been released, and crews will remain on scene throughout the night and into the morning to conduct extensive mop-up operations,” the city of Riverside Fire Department said in an evening update.
Hand crews worked to contain the fire by removing dense vegetation and trees around its perimeter and dousing the area in water, said Maggie Cline De La Rosa, a spokesperson for the county fire department.
An evacuation warning was lifted for residents south of Limonite Avenue between Van Buren Boulevard and Beach Street at 11 p.m. Tuesday, according to the county fire department
Twenty-three engines and eight hand crews were set to remain on scene throughout Wednesday, fire officials said.
On Jan. 13, crews responded to a similar brush fire in the Santa Ana River bottom, an area where there are homeless encampments. That fire broke out around 5 p.m., burned 2 acres and was contained by 7 p.m.
The fires, each dubbed the Clay fire, were reported at Van Buren Avenue and Clay Street. Cline De La Rosa said this is the address often used to report fires in the riverbed but does not mean they are in the same location.
In addition, a third riverbed fire was reported about six miles downriver on Jan. 14. That incident, dubbed the Scout fire, burned 2.6 acres near 4785 Scout Lane and was determined to be a result of arson.
“The City of Riverside Fire Department’s arson investigator conducted an inquiry and determined the fire was deliberately set, originating near a homeless encampment,” the department said in a report on the blaze.
The cause of Tuesday evening’s fire is currently unknown.
Both Clay fires ignited while the region was under a red flag warning due to gusty Santa Ana winds and critically low humidity levels.
A wildfire that broke out in Riverside County grew to nearly 40 acres by Tuesday night, triggering evacuation warnings that have since been lifted.The fire, named the Clay Fire, burned 38 acres and was 45% contained as of Wednesday morning, according to a Cal Fire and Riverside County Fire Department spokesperson.Forward progress of the fire was stopped by Tuesday night, according to a ...
A wildfire that broke out in Riverside County grew to nearly 40 acres by Tuesday night, triggering evacuation warnings that have since been lifted.
The fire, named the Clay Fire, burned 38 acres and was 45% contained as of Wednesday morning, according to a Cal Fire and Riverside County Fire Department spokesperson.
Forward progress of the fire was stopped by Tuesday night, according to a Cal Fire incident report.
It was one of several fires that ignited Tuesday, including the 85-acre Lilac Fire in San Diego County.
Parts of Southern California, including Riverside County valleys and mountains, are under a red flag warning through Thursday evening due to strong winds and “very low” relative humidity, meaning that fires that break out in the regions under the warning can spread rapidly, according to the National Weather Service San Diego.
More:Idyllwild and Cabazon impacted by Public Safety Power Shutoffs as high winds continue
Here’s an overview of the Clay Fire as of Wednesday morning.
The Clay Fire broke out at the Santa Ana River bottom near Pedley Road and Van Buren Boulevard in Jurupa Valley, according to Cal Fire. Jurupa Valley is in Riverside County’s northwest region and neighbors the city of Riverside. Jurupa Valley is about a 20-mile drive, route dependent, from San Bernardino, according to Google Maps. According to a Cal Fire incident update, approximately a third of the acres burned is within Riverside.
Firefighters were on scene at a vegetation fire reported at 5 p.m. Tuesday in Jurupa Valley, according to Cal Fire and Riverside County Fire Department’s post on X. The fire was “in heavy fuels and burning at a slow rate of spread.”
Paris Barraza is a trending reporter covering California news at The Desert Sun. Reach her at pbarraza@gannett.com.
The Clay Fire in Riverside County, near Los Angeles, has ignited on Tuesday evening, growing to nearly 40 acres and prompting evacuation warnings.Why It MattersThe Clay Fire is the latest fire to erupt as Southern California has been inundated with deadly wildfires in January.The Palisades Fire and the Eaton Fire grew to be the largest, leading to numerous evacuation orders and destroying thousands of structures. Air quality is also a growing concern for residents as the containment of these fires continues.Cali...
The Clay Fire in Riverside County, near Los Angeles, has ignited on Tuesday evening, growing to nearly 40 acres and prompting evacuation warnings.
The Clay Fire is the latest fire to erupt as Southern California has been inundated with deadly wildfires in January.
The Palisades Fire and the Eaton Fire grew to be the largest, leading to numerous evacuation orders and destroying thousands of structures. Air quality is also a growing concern for residents as the containment of these fires continues.
California Governor Gavin Newsom and Los Angeles Mayor Karen Bass, both Democrats, have faced fierce criticism in the aftermath of the wildfires as some residents have pointed to potential water issues contributing to the situation.
In an update by the California Department of Forestry and Fire Protection on Tuesday at 6:49 p.m. PT, the Clay Fire is burning near Pedley Road and Van Buren Boulevard, in Jurupa Valley.
The fire is 38 acres and is currently zero percent contained, CAL Fire says. The cause of the fire is also under investigation. An evacuation warning has been issued for these zones, CAL Fire says: JUR-0177, JUR-0178, JUR-0179, JUR-0181.
Below is a map of the impacted area:
Meanwhile, the Palisades Fire is currently 65 percent contained as of 6:32 p.m. PT on Tuesday. The cause of the fire remains under investigation, CAL Fire notes. The fire is over 23,000 acres in size and impacted the communities of Pacific Palisades, Malibu, Santa Monica, and Brentwood.
Read more Wildfires
The Eaton Fire which impacted the communities of Pasadena and Altadena is currently 89 percent contained, as of a 6:41 p.m. PT update by CAL Fire. The fire grew to over 14,000 acres and the cause of the fire remains under investigation.
Portions of Southern California near Los Angeles remain under a red flag warning as Santa Ana winds continue to blow. The National Weather Service Los Angeles (NWS) noted on X, formerly Twitter, on Tuesday that the area has "significant fire weather conditions" amid severely dry environments and the raging winds.
Newsweek reached out to the NWS via email on Tuesday night for comment.
Below is a photo from CAL Fire of multiple wildfires in Southern California:
The Riverside County Fire Department said on X on Tuesday: "#ClayIC [UPDATE]: The fire is 38 acres. The fire continues to burn in heavy vegetation. There is now an evacuation WARNING for the following zones: RVC-177, RVC-178, RVC-179, RVC-181. South of Limonite Avenue, East of Beach Street, West of Van Buren."
The NWS Los Angeles in a post on X on Tuesday: Significant fire weather conditions are ongoing into Thursday with an increase in winds expected (especially Thurs AM) and severely dry conditions. For wildfire preparedness guidance visit https://readyforwildfire.org/prepare-for-wildfire/."
California Governor Gavin Newsom said in a post on X on Tuesday: "We are working proactively to protect firestorm-affected communities from potential landslides and flooding.
Firefighting crews right now are filling sandbags to be placed in impacted areas to protect communities in the event of winter storms."
The NWS says the red flag warning will expire on Thursday evening.
RIVERSIDE, Calif. (KABC) -- Immigrant advocacy organizations are calling out President Donald Trump, saying the executive orders he signed on immigration and the border target the immigrant community.The Inland Coalition for Immigrant Justice held what they called an "inauguration demonstration" Tuesday morning in Riverside, condemning Trump's orders.Among executive orders signed by Trump is one ...
RIVERSIDE, Calif. (KABC) -- Immigrant advocacy organizations are calling out President Donald Trump, saying the executive orders he signed on immigration and the border target the immigrant community.
The Inland Coalition for Immigrant Justice held what they called an "inauguration demonstration" Tuesday morning in Riverside, condemning Trump's orders.
Among executive orders signed by Trump is one ending birthright citizenship. The order directed federal agencies -- starting next month -- to stop issuing citizenship documents to U.S.-born children of undocumented mothers or mothers in the country on temporary visas, if the father is not a U.S. citizen or permanent resident.
"I think this gives fear in our community that might prevent [immigrants] from trying to apply for immigration benefits," said Emilio Amaya with the San Bernardino Community Service Center.
Now, it faces legal challenges.
California joined 17 other states in suing Trump over this order. The lawsuit, filed by 18 Democratic attorneys general, accuses Trump of seeking to eliminate a "well-established and longstanding Constitutional principle" by executive fiat.
"The President has no authority to rewrite or nullify a constitutional amendment or duly enacted statute. Nor is he empowered by any other source of law to limit who receives United States citizenship at birth," the lawsuit said.
According to the lawsuit, about 150,000 children born each year to two parents who were noncitizens and lacked legal status could lose access to basic health care, foster care, and early interventions for infants, toddlers, and students with disabilities.
"They will all be deportable, and many will be stateless," the lawsuit said.
The states warned the executive order would also cause them to lose federal funding for programs that render services to children regardless of their immigration status.
While Trump's order purports to unilaterally end birthright citizenship, only the U.S. Supreme Court can determine how the 14th Amendment applies.
"President Trump's attempt to unilaterally end birthright citizenship is a flagrant violation of our Constitution," said New Jersey Attorney General Matthew Platkin at a press conference Tuesday. "For more than 150 years, our country has followed the same basic rule: babies who are born in this country are American citizens.
"He's entitled to enact a policy that he sees fit for the country," but "this is an extreme and unprecedented act," Platkin said. ""This isn't just an attack on the law. It's an attack on the very fabric of this nation."
"Presidents in this country have broad power. But they are not kings," said Platklin.
"The great promise of our nation is that everyone born here is a citizen of the United States, able to achieve the American dream," said New York Attorney General Letitia James. "This fundamental right to birthright citizenship, rooted in the 14th Amendment and born from the ashes of slavery, is a cornerstone of our nation's commitment to justice."
"We are ready to take on the challenges of a second Trump administration to ensure that in California our progress will continue, and that our progress will prevail," California Attorney General Rob Bonta said.
The states are seeking to invalidate Trump's executive order and stop any actions taken to implement it. Their lawsuit requests a preliminary injunction to immediately prevent the order from taking effect.
Later Tuesday, four additional filed a similar suit, asking a federal court to keep the executive order from being implemented or enforced.
Nonprofit groups in Massachusetts and New Hampshire also filed federal lawsuits challenging the executive order on Monday.
ABC News' Alex Stone contributed to this report.
Copyright © 2025 KABC Television, LLC. All rights reserved.
Table of contentsTable of contentsRiverside residents pay more for home insurance than homeowners in many other California cities, though residents in Los Angeles and San Francisco pay higher rates. The average Riverside homeowner pays $2,023 per year for $300,000 in dwelling coverage with a $1,000 deductible.Allstate, Armed Forces Insurance Exchange, and First American Insurance provide the cheapest coverage in Riverside, but the ideal insurer for you will depend on your unique circumstances.He...
Riverside residents pay more for home insurance than homeowners in many other California cities, though residents in Los Angeles and San Francisco pay higher rates. The average Riverside homeowner pays $2,023 per year for $300,000 in dwelling coverage with a $1,000 deductible.
Allstate, Armed Forces Insurance Exchange, and First American Insurance provide the cheapest coverage in Riverside, but the ideal insurer for you will depend on your unique circumstances.
Here’s what to consider when shopping for home insurance in Riverside so you can secure the most affordable rate.
Quick Facts
Many reliable home insurance companies serve Riverside. The best home insurance company for you will depend on your situation and needs.
Here, you can see how some of the top insurers in the area stack up against one another.
Insurance Company▲▼ | IQ Score▲▼ | Average Annual Premium▲▼ | Best For▲▼ |
---|---|---|---|
Allstate | 8.2 | $858 | Cheapest rates |
Armed Forces Insurance Exchange | NR | $893 | Military members |
Pacific Specialty | NR | $1,048 | Earthquake and flood insurance |
Mercury | 7.6 | $1,118 | Mobile policy management |
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IQ Score | 8.9/10 |
---|---|
JD Power | 833 |
$300,000 Dwelling | $68/mo |
$500,000 Dwelling | $104/mo |
Overview
Allstate reigns as the cheapest home insurance company in Riverside, barely edging out Armed Forces Insurance Exchange for that distinction. As one of the nation’s largest insurers, you can also rest assured of Allstate’s stability.
Pros and cons
Armed Forces Insurance Exchange caters to activity-duty military members, military veterans, and U.S. Department of Defense employees. That means nearly 117,000 veterans are eligible in Riverside.[1] Combine them with active-duty military members stationed at March Air Reserve Base, and plenty of area residents could benefit from coverage from Armed Forces Insurance Exchange.
Pros
Cons
Compare personalized, real-time quotes
IQ Score | NR |
---|---|
$300,000 Dwelling | $87/mo |
$500,000 Dwelling | $149/mo |
Overview
Unlike some home insurers, Pacific Specialty enables homeowners to purchase earthquake and flood insurance to supplement traditional coverage. For homeowners in Riverside County, this matters because the threat of earthquakes and floods looms over the region, potentially leading to enormous financial losses for homeowners and business owners.
Pros and cons
Compare personalized, real-time quotes
IQ Score | 8.0/10 |
---|---|
JD Power | 827 |
$300,000 Dwelling | $93/mo |
$500,000 Dwelling | $150/mo |
Overview
With high ratings in the App Store and Google Play Store, Mercury’s mobile app appeals to many policyholders. The app offers positives such as paying your bill, monitoring claims, and contacting your agent quickly.
Pros and cons
Allstate offers the cheapest home insurance in Riverside. Its average annual premium stands at $858 for $300,000 in dwelling coverage. Here, you can see the average annual rates that other top companies offer in the area.
Insurance Company▲▼ | Average Annual Premium▲▼ |
---|---|
Allstate | $858 |
Armed Forces Ins Exchange | $893 |
First American Corporation Group | $1,047 |
Pacific Specialty | $1,048 |
CSE | $1,071 |
Mercury | $1,118 |
USAA | $1,291 |
Travelers | $1,360 |
Nationwide | $1,366 |
The average home insurance customer in Riverside pays $1,940 per year for a $300,000 policy with a $1,000 deductible. But several factors will determine the rate you’ll pay in Riverside, including:[2]
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Not surprisingly, the cost of homeowners insurance rises as the amount of coverage rises. In California, the average annual premium ranges from $930 for $100,000 in coverage to $2,644 for $500,000 in coverage. You can get a rough idea of how much your home insurance will cost by multiplying the total square footage of your home by local per-square-foot construction costs.
Here, you can see how average annual premiums differ based on dwelling coverage limits in California.
Coverage Limit▲▼ | Average Annual Premium▲▼ |
---|---|
$100,000 | $930 |
$200,000 | $1,359 |
$300,000 | $1,782 |
$400,000 | $2,234 |
$500,000 | $2,644 |
The average annual home insurance premium with a $500 deductible is $2,023 in Riverside. But when the deductible climbs to $1,000, the average premium dips to $1,940.
This is because you’re taking on more of the risk yourself up front, and raising your deductible might lower your premium by as much as 25% in some cases.
Deductible Amount▲▼ | Average Annual Premium▲▼ |
---|---|
$500 | $2,023 |
$1,000 | $1,940 |
If you’re concerned about the cost of homeowners insurance in Riverside, you can take several steps to lower your premium, including:[3]
Homeowners insurance rates differ from one city or ZIP code to another, based on several factors. For example, the average home insurance premium for a policy with a $1,000 deductible is $1,940 in Riverside, but the same policy is $1,488 in San Diego.
Here are some possible reasons for the rate difference:
Here, you can see how the average annual premium in several other California cities compares to what you’ll pay in Riverside. All rates are for policies with a $1,000 deductible.
City▲▼ | Average Annual Premium▲▼ |
---|---|
Norwalk | $2,078 |
Riverside | $1,940 |
Sacramento | $1,517 |
San Diego | $1,488 |
San Francisco | $1,785 |
State laws don’t require that you buy home insurance. But if you take out a mortgage on your home, your lender will generally require you to buy coverage.
Before you purchase a home insurance policy, be sure you understand what it covers and ensure that the coverage meets your needs. For instance, make sure your policy offers enough coverage if you must rebuild your home if a fire were to destroy it.
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Some of the biggest risks of owning a home in Riverside include:
If you still have questions about how to find the most affordable home insurance in Riverside, consult the additional information below.
John Egan
John Egan is a freelance writer and content marketing strategist in Austin, Texas. His specialties include personal finance, real estate, and health and wellness. John’s work has been published by outlets such as CreditCard.com, Bankrate, Forbes Advisor, Experian, Capital One, The Balance and U.S. News & World Report. He is the author of The Stripped-Down Guide to Content Marketing.
John has been a contributor at Insurify since October 2022.
Edited byChris SchaferDeputy Managing Editor, News and Marketing Content
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